A loan modification is a permanent change to one or more terms or your mortgage note so that you will have a more manageable payment. To get a loan modification, you generally have to prove some sort of hardship—loss of income, health issues, etc. A number of the loans that have been modified have also involved notes with adjustable rate mortgages.  

The big question isn't necessarily "can you", it is often "should you".
Your best bet is to consult with a mortgage professional.

Fill out the form on the bottom of the page to get a 
FREE consultation with a mortage professional. 

You do not have to already be behind on your mortgage to seek loan modification assistance. Several government options, like the Home Affordable Mortgage Program (HAMP), exist as well as some modification programs offered by your mortgage servicer. A modification can result in one or more of the following: a reduced interest rate, a portion of the principal being forgiven, a longer loan term, a loan term with a balloon payment at the end.

New appraisals, surveys or closings are not needed to have a loan modified. That’s good news because all of these usually involve expenses—money that you probably can’t spare at the moment if you are seeking loan modification information. What will be required is a good deal of paperwork from your mortgage servicer where you can provide details about your monthly debts, expenses and income.


Request a FREE Loan Modification Consultation!
First Name *
Last Name *
Email *

Further Navigation








Bookmark and Share


Amy Ransdell
Southeastern Realty Group
Ph: 404-850-7932  -  Fax: 770-825-9031

Marietta, GA 30062
License # H-63735


Return Home |  How We Roll |  Featured Listings |  Find an Agent |  SEARCH Homes Now |  Our Preferred Lenders |  Our Preferred Vendors |  Sell Your Home |  How to Join Our Brokerage |  Atlanta Short Sales |  Investments |  The Southeastern Home Team |  Our Blog |  Partners |  In the News |  Buyer Reports |  Seller Reports |  Events |  Keys2Closing Real Estate School |  Investor Reports |  Our Mission |  About Us |  Join Southeastern Home Team |  Contact |  What is a Short Sale? |  Frequently Asked Short Sale Questions |  Are you Eligible for the HAFA $3000 Incentive? |  Stop Foreclosure Alternatives |  What is a Loan Modification and Can You? |  How to Sell Your Home by Short Sale |  FREE Short Sale Report: What You MUST Know |  Your Atlanta Short Sale Team |  HOW to BUY a SHORT SALE |  Finding the Right Short Sale Agent |  Testimonials |  Selling Your Investments for HIGH ROI |  Considering an Investment Mentorship? |  Do You have a Closing and Title Partner? |  Investor Case-Studies |  Investor Networking & REI Course Sign-Up |  1% CASH-BACK Buyer Rebate |  How to Search for the Home You Want |  What to Know when Buying Foreclosures or Short Sales |  The Wrong Agent Can be a Deal Breaker |  Understanding the Home Loan Process |  Can You Afford to Buy a Home? |  Bad Credit is OK…Move In Today |  Should You Buy or Rent to Own? |  Is This a Good Time to Buy a Home? |  Your Home Buying Checklist |  Testimonials from Happy Buyers |  Home-Buying University On-Line Class Schedule |  Curious What Your Home is Worth? |  Sell In 90 Days or We Pay You $1000 |  What MAXIMUM Marketing Looks Like |  Old-Fashioned Full-Service with a Cutting-Edge Approach |  Our SMART Flat Fee Listing |  Sell Fast Solutions |  Are You Considering Short Sale? |  Staging Consultation Services |  The Top 10 Things You Need to Do to Sell Your Home |  Selling Strategies You Won’t Hear from Just Any Agent |  Testimonials2 |  Where are we located |  Main Directory |  Send Us a Request | 

LinkUAgent - Link Partner

LinkUAgent Partner

Powered by LinkURealty - Real Estate Web Design & Websites