atlanta short sale

A short sale can be an excellent solution for homeowners who need to sell, or who owe more on their homes than they are worth. In the past, it was rare for a bank or lender to accept a short sale. Today, however, due to overwhelming market changes, banks and lenders have become much more negotiable when it comes to these transactions. Recent changes in corporate policy and the Obama administration have also improved the chances of getting a short sale approved.

But to be technical, here's a more official definition:
A homeowner is 'short' when the amount owed on his/her property is higher than current market value.

 

  • A short sale occurs when a negotiation is entered into with the homeowner's mortgage company (or companies) to accept less than the full balance of the loan at closing. A buyer closes on the property, and the property is then 'sold short' of the total value of the mortgage.

 

 Click here to read more about short sales and REOs, and how they are different.

If you are late on your mortgage, facing foreclosure, or simply NEED to sell a property that is worth less than you owe, then you may NEED a short sale and you will NEED our expert team.

  • Our real estate services are NO FEE to sellers
  • Our loss mitigation team has handled over 1000+ liens
  • Our Success Rate is three times the national average!
  • Our marketing expertise is second to none!
  • Team Leader is a Certified Distressed Property Expert and National Short Sale Educator

For homeowners to qualify for a short sale, they must fall into any or all of the following circumstances:

  • Financial Hardship: There is a situation causing you to have trouble affording your mortgage.
  • Monthly Income Shortfall, in other words: "You have more month than money." A lender will want to see that you cannot afford, or soon will not be able to afford your mortgage.
  • Insolvency: The lender will want to see that you do not have significant liquid assets that would allow you to pay down your mortgage.  

 Benefits for you and your family:

  • AVOID foreclosure
  • Less impact on your credit
  • Have more time to move
  • The lender pays our commission
  • The home will be marketed and purchased "AS IS"

No matter the situation there is a SOLUTION:

  • Bankruptcy
  • Divorce or illness
  • Costly repairs
  • Unpaid property taxes
  • Sizeable liens or judgements
  • No equity

This may seem simple enough, but it is a complicated process that takes the expertise of experienced professionals. We hold a CDPE® Designation and are ready to identify all possible options and, when possible, assist in the quick execution of a short sale transaction.

Understanding your options now could mean all the difference in the world.

If you are late on your mortgage payments, call us today 404-850-7932 for a free confidential consultation

Time is of the Essence!

As your Atlanta Short Sale Team, we promise to bring you the most market ready, most ethical solutions.  There are many options to avoid foreclosure besides short sale that we will help you understand as well.  Be certain that you do NOT pay any FEES or Commissions for short sale services.

There is no other short sale team in Atlanta that will bring you as much heartfelt CARE combined with undeniable expertise!

 

 

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Amy Ransdell
Southeastern Realty Group
Ph: 404-850-7932  -  Fax: 770-825-9031

Marietta, GA 30062
License # H-63735
www.southeasternhometeam.com

 

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